Mortgage Credit Analyst
Job Description

Mortgage Credit Analyst Job Description

Mortgage Credit Analyst Job Overview

A mortgage credit analyst evaluates the creditworthiness of clients seeking a mortgage to purchase a property. They are responsible for analyzing and processing financial information to provide assurance to the lender and assistance to prospective buyers who are submitting a mortgage loan application. Mortgage credit analysts work with customers, loan officers, and underwriters in a mortgage lending or financial institution.

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Mortgage Credit Analyst Job Template

Mortgage Credit Analyst Job Summary

We are searching for a  professional, reliable mortgage credit analyst to join our rapidly-growing team! You’ll be responsible for ensuring the accuracy and efficiency of the mortgage process by determining our clients’ creditworthiness, affirming our compliance with lending regulations, and work with real estate agents to ensure a successful and timely close. If you are a great communicator and love helping people we have a spot for you on our team. This is a position with opportunity for growth, so if you’re ready to take the next step in your career in mortgage, reach out to us today!

Location

Ashburn, VA

Mortgage Credit Analyst Responsibilities

  • Assess each borrower’s financial statements and credit data to determine their creditworthiness
  • Prepare paperwork for clients actively applying for a mortgage loan and help them pull together all the necessary documents and credit information to submit a complete and viable loan application to lenders
  • Review mortgage disclosures to make sure all federal and state lending regulations are followed
  • Work with real estate agents to make sure they understand what is required for clients to successfully apply for a mortgage loan
  • Maintain current and accurate records for each client throughout the lending process and ensure sensitive information is handled with the utmost care
  • Present progress reports and updated financial data to the mortgage team to ensure a successful close

Mortgage Credit Analyst Qualifications

  • High school diploma required; Bachelor’s degree in business or related field preferred
  • One year prior work experience in the mortgage or financial services industry, or comparable education
  • Excellent time management skills, customer service skills, and communication skills
  • Proficient in basic computer skills and advanced proficiency in Microsoft Excel

Mortgage Credit Analyst Compensation

$54,913 (National Average)

Industry Tested

128 mortgage brokers have hired successfully with this template on WizeHire.

High Quality

This template attracts 30% more quality candidates at 1/10 of the average cost per hire.

Faster Hire

Mortgage brokers hire 20 days faster with this template on WizeHire.

DISC Optimized

This template has been written for the ideal mortgage credit analyst's personality type.

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