A senior loan processor oversees the documentation and submission process for residential mortgage loans. They serve as the main point of contact to the borrower, real estate agent, mortgage loan officer, and mortgage underwriter from origination through the close of the mortgage transaction. They obtain and verify the accuracy of borrower financial documentation, as well as any third-party documentation such as hazard insurance certificates, home inspections, title reports, and appraisals needed to satisfy lender requirements. They also ensure that all loan files and credit packages comply with company lending policies, as well as state and federal lending regulations. Senior loan processors typically work full time in an office or branch and serve as an integral part of the mortgage team at a lending institution, such as a bank or credit union, or at a mortgage company or broker.