Underwriter
Acre Mortgage
Remote
Posted ago
Acre Mortgage

Our top-notch lending team is looking for a goal-driven Mortgage Underwriter to assist with making quality decisions on VA, FHA, and conventional loans for our clients.

Your main responsibilities will include identifying, examining, and balancing transactional, borrower, and property-related risks and offsets to arrive at a loan decision of approval, suspense, counteroffer, or denial. You will also use your analytical skills and extensive knowledge of the loan process to thoroughly inspect credit reports, income documentation, asset documentation, liabilities, property appraisals, and title reports to make sure that loans meet company standards, government regulations, and standards for sale to the secondary market.

In addition, you will be considered the subject matter expert of the company and with partners and management on all underwriting-related issues and provide any and all analytical support and counseling advice in their functional areas as needed.

To succeed in this position, you must have a strong understanding of the loan process with knowledge of the various types of mortgage documents and requirements. You should also be able to effectively prioritize your time on projects and produce an accurate, high-quality work product.

If you’re a self-driven, motivated professional looking to achieve a high-level of success in the mortgage industry, then this is the opportunity for you. Reach out to us today!

Responsibilities
  • Confirm and clear conditions on loans by making sure that all the necessary information is gathered, and it is correct, classified correctly, organized, compliant, and congruent with company policies
  • Look over all mortgage items and conditions that borrowers provide to make sure that all pertinent information is included to approve and meet the necessary guidelines utilizing internal and external (e.g. agency) policies and procedures (e.g. AUS like DU))
  • Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
  • Engage specific strategies (e.g., determine appropriate individuals to resolve escalated customer issues, etc.) to answer questions and concerns and rework loans to new terms, and identify additional conditions, as needed
  • Evaluate applications and relevant disclosures to assure compliances with all Federal, State, and investor requirements
Qualifications
  • Experience with AUS (LP/DU/GUS), Encompass software, and Mortgage Electronic Registration Systems (MERS)
  • NMLS license preferred or must be willing to get licensed within 90 days of hire
  • Minimum of 5 years of mortgage experience, 2 years minimum in underwriting
  • Possess the ability to make clear underwriting determinations while meeting our turn-time expectations and provide timely and accurate answers on several loan project guidelines
  • Excellent customer service skills with the ability to represent the company brand in a positive light

  • DE license is MANDATORY and SAR license is Preferred with expert knowledge of conventional and/or government loan underwriting and selling guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA, etc.)
  • Minimum of 5 years of mortgage experience, 2 years minimum in underwriting
  • Experience with AUS (LP/DU/GUS), Calyx Point software, and Mortgage Electronic Registration Systems (MERS)
  • Exceptional customer service skills with the ability to positively represent the company brand
  • Must be able to make quality underwriting decisions with maintaining company turn-time expectations and provide quick and accurate answers on multiple loan project guidelines

Compensation
$86,000 - $101,000 yearly
About Acre Mortgage

Acre Mortgage (Voorhees Location) is managed and operated by Brad Brondt and Craig Cook. They have a wealth of knowledge in the mortgage industry with a combined mortgage experience of 25+ years. They're looking to expand their operation, and are excited to hire people that are hungry for success. They're proud to run a branch that is growing rather than shrinking in the current financial climate. Their branch has excellent compensation plans and they're eager to help you build your career with Acre Mortgage.

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