Residential Mortgage Loan Underwriter
Ross Mortgage Corporation
Tampa, FL US
Posted ago
Ross Mortgage Corporation

The Mortgage Loan Underwriter is responsible for evaluating a mortgage loan application for creditworthiness and determine if the loan is an acceptable risk for Ross Mortgage. The duty of the Mortgage Underwriter is to review all documentation (Capacity, Credit, Cash, Collateral) to ensure that it meets investor guidelines for resale into the secondary market. The Mortgage Loan Underwriter will underwrite and clear all conditions for Conventional loans. Thorough knowledge of products, standards, and compliance is required. Ability to underwrite government and VA mortgage loans a plus. We offer a competitive bonus structure on top of an annual salary.


  • Examine loan documentation to ensure accuracy, completeness, and compliance with Conventional, FHA, and VA standards.
  • Review credit reports, applications, appraisals, etc., to ensure loans meet company and investor standards for sale into a secondary market.
  • Distribute approval notifications and updating loan approval status.
  • Provide necessary documentation/communication regarding approval or rejection of loans to loan officers.
  • Ensure compliance with applicable federal, state, and local laws and regulations.
  • Maintain Purchase and Refinance turn times for initial and subsequent file reviews.
  • Communicate with the Underwriting Manager to advise of any underwriting issues with a solution-based approach.
  • Works with our Post-Closing department to resolve any funding issues.


  • At least 2 years of mortgage loan underwriting experience is required.
  • Detailed knowledge of FNMA/FHLMC, FHA, VA, USDA, and State Bond products.
  • FHA Direct Endorsement certification a plus.
  • VA Automatic Underwriting authority and SAR designation a plus.
  • Associates or Bachelor’s degree or MBA certification preferred.
  • Demonstrates great decision-making and communication skills.

$55,000 - $75,000
About Ross Mortgage Corporation

Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity, and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices.

Founded in 1949, Ross Mortgage combines 70 years of mortgage lending experience with state-of-the-art mortgage lending technology. As a full-service mortgage lender, Ross Mortgage Corporation delivers superior service and pricing to our customers since, as a lender, we possess underwriting authority and retain control over the entire transaction.

Ross Mortgage Corporation is an equal opportunity employer.

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