Mortgage Underwriter
Efinity Mortgage
Dallas, TX US
Posted ago
Efinity Mortgage

Are you an organized, detail-oriented, mortgage industry professional looking for a fulfilling opportunity on a growing team? We’re expanding and looking for an experienced mortgage underwriter to join us. You’ll conduct a thorough analysis of all real estate loan applications to ensure correct completion based on current investor guidelines and industry standards. If your skills align with the role, let’s connect!

  • Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
  • Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
  • Examine all documents and mortgage loan applications verifying that all necessary information is included for approval
  • Research applicant’s employment and financial history to help determine the accuracy of application and documents
  • Send requests as needed for any additional information that will help determine loan risk

  • Ability to Underwrite 50+ units per month while maintaining quality standards
  • Resolve difficult or challenging problems by identifying potential solutions and clearly communicating with relevant personnel
  • Maintain a pipeline of new submissions and re-submissions within required turn-times and handle priority rushes as needed

  • Demonstrates great decision-making and communication skills
  • Must hold a Bachelor’s degree in business, banking or similar field
  • Understanding of home loans and residential mortgages such as FHA, VA, conventional, and USDA, and loan products
  • 2+ years of mortgage underwriting experience or mortgage lending experience is required
  • Proficient in Microsoft office and automated underwriting systems

  • At least 3-years underwriting of Conventional loans
  • DE/SAR certifications preferred (not required)
  • Ability to work independently with minimal supervision

About Efinity Mortgage

Our Mission: Change the Mortgage industry by embracing Total Transparency in everything we do so that our employees and customers can enjoy the best experience and value possible.

Our Values:

  • Live life's passions
  • Integrity in everything we do
  • Pioneer meaningful innovations
  • Facilitate the perfect process
  • Win together long-term
  • Total Transparency

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