Efinity Mortgage
Are you an organized, detail-oriented, mortgage industry professional looking for a fulfilling opportunity on a growing team? We’re expanding and looking for an experienced mortgage underwriter to join us. You’ll conduct a thorough analysis of all real estate loan applications to ensure correct completion based on current investor guidelines and industry standards. If your skills align with the role, let’s connect!
Responsibilities
- Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
- Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
- Examine all documents and mortgage loan applications verifying that all necessary information is included for approval
- Research applicant’s employment and financial history to help determine the accuracy of application and documents
- Send requests as needed for any additional information that will help determine loan risk
- Ability to Underwrite 50+ units per month while maintaining quality standards
- Resolve difficult or challenging problems by identifying potential solutions and clearly communicating with relevant personnel
- Maintain a pipeline of new submissions and re-submissions within required turn-times and handle priority rushes as needed
Qualifications
- Demonstrates great decision-making and communication skills
- Must hold a Bachelor’s degree in business, banking or similar field
- Understanding of home loans and residential mortgages such as FHA, VA, conventional, and USDA, and loan products
- 2+ years of mortgage underwriting experience or mortgage lending experience is required
- Proficient in Microsoft office and automated underwriting systems
- At least 3-years underwriting of Conventional loans
- DE/SAR certifications preferred (not required)
- Ability to work independently with minimal supervision
Compensation
$75,000
About Efinity Mortgage
Our Mission: Change the Mortgage industry by embracing Total Transparency in everything we do so that our employees and customers can enjoy the best experience and value possible.
Our Values:
- Live life's passions
- Integrity in everything we do
- Pioneer meaningful innovations
- Facilitate the perfect process
- Win together long-term
- Total Transparency