• Request additional information as needed on all documents to help determine loan risk
• Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
• Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
• Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
• Search clients’ employment and financial histories thoroughly to determine accuracy of all documentation

• Ability to Underwrite 50+ units per month while maintaining quality standards
• Resolve difficult or challenging problems by identifying potential solutions and clearly communicating with relevant personnel
• Maintain a pipeline of new submissions and re-submissions within required turn-times and handle priority rushes as needed

• B.S. in business or related field required
• Excellent decision-making and communication skills
• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products
• Working knowledge of Microsoft office and automated underwriting systems
• Over 2 years of mortgage underwriting experience or mortgage lending experience is required

• At least 3-years underwriting of Conventional loans
• DE/SAR certifications preferred (not required)
• Ability to work independently with minimal supervision

Our Mission: Change the Mortgage industry by embracing Total Transparency in everything we do so that our employees and customers can enjoy the best experience and value possible.

Our Values:

• Live life's passions
• Integrity in everything we do
• Pioneer meaningful innovations
• Facilitate the perfect process
• Win together long-term
• Total Transparency