Mortgage Underwriter
CMNS
Chandler, AZ US
Posted ago
CMNS

Seeking Mortgage Underwriters with knowledge of conventional and government underwriting guidelines, to ensure that loan meets all product and property guidelines of company and Investors.

Meet all established loan policies, credit limits and regulatory requirements.


  • Underwriting within the Empower Loan Origination System experience is required.
  • 3+ years of experience as a Mortgage Underwriter (both government and conventional).
  • Work from home with flexible hours.
  • Competitive salary,

Responsibilities

  • Review and analyze Conventional, FHA, VA and USDA mortgage applications and documentation for accuracy and completeness per compliance.
  • Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation
  • Analyze/understand all types of tax returns
  • Verify accuracy between company systems and Automated Underwriting System (AUS).
  • Ensure quality and accuracy of each loan
  • Review appraisals to ensure that loans meet secondary market, investor, and company standards


Qualifications

  • Underwriting within the Empower Loan Origination System experience is required
  • 3/+ years of experience as a Mortgage Underwriter (both government and conventional)
  • Direct Endorsement (DE) certification is required
  • VA LAPP is preferred


KNOWLEDGE/SKILLS:

  • Residential mortgage lending knowledge
  • Conventional, FHA and VA underwriting
  • FNMA and FHLMC Guidelines
  • Credit Analysis and Risk Assessment
  • Strong verbal and written communication skills
  • Experience with Microsoft Word, Excel, and PDF
  • Organized and detail-oriented
  • Ability to effectively prioritize workload and meet deadlines
  • Ability to maintain confidentiality of sensitive information


JOB REQUIREMENTS:

  • Computer and Internet

Compensation
$85.00 - $200.00 per loan signing appointment
About CMNS

CMNS headquarters is located in Yukon, Oklahoma. We are always at your service 24-hours a day, visit us today at https://certifiedmobilenotaryservice.com and call for direct inquires.


We emphasize customer service and saving you time so that you can focus on more important things at hand while we go to you.


Attentiveness to every detail and our passion to assist individuals in our community is what we believe separates us from others. We can come to an agreed-upon location such as your office, or even to a hospital or nursing facility to suit your busy schedule.


Our flexible schedule allows for evening and weekend appointments as well. We are here to provide our clients with an easy, friendly, and professional service that will accommodate their needs.

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