Mortgage Processor
Hawkins Home Loans, Inc.
West Sacramento, CA US
Posted ago
Hawkins Home Loans, Inc.
Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!
Responsibilities
  • Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
  • Act as a liaison between applicants, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to help further loan approval
  • Input detailed loan process documentation in our system - from origination to close
  • Put together loan packages and submit to lender underwriting for approval or denial
  • Assist borrowers in determining the best mortgage type based on interview and situation

  • Manage a loan pipeline and maintain an efficient and compliant flow through the loan process
  • Order the following property and loan documentation as necessary for each file: verification of employment, evidence of insurance, payoffs, tax transcripts, credit supplements, condo questionnaires, subordination requests, and title work to ensure a smooth loan process
  • Submit detailed loan packages to the lender underwriting department for approval or denial. Communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower
  • Maintain detailed documentation of the loan process in our system - from origination to close
  • Follow up on loan documentation ordered in a timely manner to ensure closing dates and company deadlines are met
  • Handle all borrower communication from the point of contract to closing the loan
  • Act as a liaison between applicants, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to help further loan approval 

Qualifications
  • Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
  • At least 2 years of loan processing experience required
  • FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
  • Strong analytical and time management skills and superior attention to detail
  • Must possess excellent written and verbal communication skills

  • Minimum 2 years mortgage processing experience, 5+ preferred
  • Current or previous experience as a Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter
  • Must have current working knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation
  • Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
  • Experience working in a broker’s environment and using Calyx Point software
  • Excellent customer service, interpersonal, and communication skills
  • Exceptional attention to detail, and must be organized and have excellent time management skills 

Compensation
$100,000 +
About Hawkins Home Loans, Inc.

Our primary objective is to take our client's goals and walk them through the process step by step. Developing relationships and bonds within our community is our success story. 

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