Mortgage Underwriter
Ross Mortgage Corporation
Troy, MI US
Posted ago
Ross Mortgage Corporation

The Mortgage Underwriter is responsible for evaluating a loan application for creditworthiness and determine if the loan is an acceptable risk for Ross Mortgage. The duty of the Mortgage Underwriter is to review all documentation (Capacity, Credit, Cash, Collateral) to ensure that it meets investor guidelines for resale into the secondary market. The Mortgage Underwriter will underwrite and clear all conditions for Conventional and Government loans. Thorough knowledge of products, standards, and compliance is required. We offer a competitive bonus structure on top of annual salary.

Responsibilities
  • Research applicant’s employment and financial history to help determine the accuracy of application and documents
  • Make sure that after information is collected that it is correct, compliance standards are met, and it is in alignment with company policies
  • Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
  • Verify mortgage applications including supporting documents to be certain they contain all pertinent information for loan approval
  • Request additional information as needed on all documents to help determine loan risk
Qualifications
  • Proficient in Microsoft office and automated underwriting systems
  • Demonstrates great decision-making and communication skills
  • B.S. in business or related field required
  • Over 2 years of mortgage underwriting experience or mortgage lending experience is required
  • Familiarity with home loans and residential mortgages such as FHA, USDA, VA, conventional loan guidelines, and loan products

  • 3+ years of Underwriting experience requires
  • SARS certification is a plus

Compensation
$85,000 - $90,000
About Ross Mortgage Corporation

Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity, and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices.

Founded in 1949, Ross Mortgage combines 70 years of mortgage lending experience with state-of-the-art mortgage lending technology. As a full-service mortgage lender, Ross Mortgage Corporation delivers superior service and pricing to our customers since, as a lender, we possess underwriting authority and retain control over the entire transaction.

Ross Mortgage Corporation is an equal opportunity employer.

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