Mortgage Loan Originator
LENDSPIRE
Chattanooga, TN US
Posted ago
LENDSPIRE
We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level. If you are passionate about providing top-notch service to your clients and have a proven track record of retaining and building your client list, please apply today!
Responsibilities
  • Assist borrowers in selecting loan programs that best fit their financial goals and needs
  • Monitor the mortgage process to ensure all company and regulatory processes are adhered to
  • Manage a large pipeline of loans to ensure your production meets our requirements
  • Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
  • Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large

  • Take inbound calls at a high volume to existing or potential homeowners who have shown interest in either refinancing or purchasing a home
  • Directly responsible for converting the company provided leads to funded mortgage loans
  • Telephone and online origination of mortgage loans through the internet, direct mail campaigns, referrals, and/or other marketing campaigns
  • Provide superior customer service skills by responding to company-provided leads in an effective and timely manner
  • Structure and present multiple loan scenarios
  • Engage with consumers, determine their needs and offer the appropriate mortgage products
  • Assist processing team in obtaining necessary information to close loans in a compliant and timely manner
  • Meet individual monthly sales goals
  • Stay informed of developing trends in the mortgage industry

Qualifications
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies
  • Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
  • Multiple years of real estate, mortgage origination, or lending required
  • Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred
  • Current NMLS State License or Federal NMLS Registration

  • Recent origination experience in the residential mortgage industry required – NMLS Licensing
  • Experience with LOS systems, encompass experience is a plus
  • Experience with CRM’s
  • Understanding of Conventional (Fannie / Freddie) and FHA / VA guidelines
  • Knowledge of automated underwriting systems DU and LP
  • Strong telephone sales and communication skills
  • Demonstrated ability to connect quickly with people in an outgoing, friendly manner
  • Must possess the ability to work efficiently and accurately
  • Proven success in a fast-paced environment
  • Must be detail-oriented and demonstrate careful decision-making skills
  • Will need to work independently with minimal supervision
  • Basic computer skills
  • Ability to pass a background check for state licensing
  • Excellent verbal and written communication skills, detail-oriented, dedicated with good follow-up skills, good listening skills, and problem-solving abilities
  • Ability to work in a team environment and become a phenomenal team member
  • Ambitious
  • Ability to adapt to a changing environment
  • Strong customer service aptitude and ability to adapt/respond to different personality types
  • Ability to multi-task daily while maintaining high-performance standards
  • Strong time management skills

Compensation
$65,000+
About LENDSPIRE

LENDSPIRE is a local Chattanooga based mortgage company that leverages technology to provide the most efficient, seamless, and cost-effective mortgage process for the consumer.

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