Mortgage Loan Officer Inside Sales
Amerifund Home Loans, Inc.
Simi Valley, CA US
Posted ago
Amerifund Home Loans, Inc.

Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.

$100,000+ Annually (includes base salary + benefits and competitive closed loan bonus plan)

Responsibilities

  • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
  • Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements
  • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
  • Exceed our production standards by maintaining an active pipeline
  • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
  • Track and manage new leads and follow up on referral business using the lead management system
  • Send out a request to the client for loan application and documents needed to pre-approve a purchase loan and/or finalize a refinance loan
  • Run credit report and review all documentation – including the accurate calculation of
  • income for all types of borrowers on FHA, VA, Conventional, and other loan programs
  • Determine best financing options and communicate pre-approval decisions to clients and
  • Realtors, including discussing rates and terms
  • Run loans through automated underwriting systems including Desktop Originator/Loan Product Advisor and Lender specific systems
  • Register, price, and lock loans through lender specific systems
  • Disclose and submit complete files to processing based on lender guidelines
  • Maintain constant communication with referral partners, clients, and management
  • Prioritize and monitor daily workflow in order to ensure all leads are being worked on in accordance with the company's timeline expectations
  • Work additional hours as needed
  • Assume responsibility and ownership of the leads in your personal pipeline
  • Stay current on all guidelines and program changes

Qualifications

  • Multiple years of real estate, mortgage origination, or lending required
  • Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
  • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
  • Knowledge of state and federal regulations, and company underwriting policies and guidelines
  • Banking, business, real estate, or related Bachelor’s degree required
  • Mortgage Broker experience is required
  • Familiarity with Encompass LOS is a plus
  • Current, active California DRE license required
  • Current, active NMLS endorsement is required

Compensation
$100,000+ Annually (includes base salary plus bonus plan)
About Amerifund Home Loans, Inc.

Established in 2004, Amerifund Home Loans, Inc is an exceptionally dynamic, unique, and tech-oriented mortgage company in the process of expanding to a national footprint. We are headquartered in Simi Valley, CA - a short drive west of the San Fernando Valley and just north of Thousand Oaks.

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