Mortgage Loan Officer
Long Beach Home Loan
Long Beach, CA US
Posted ago
Long Beach Home Loan

Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.

Responsibilities
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
  • Maintain an active rolling pipeline of funding per our guidelines
  • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals
  • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
  • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction

Production

  • Meet or exceed monthly and quarterly production goals/quotas set by the company
  • Provide borrower with specific instructions on completing the loan application either via online application or by scheduling a phone appointment to take the application over the phone
  • Prepare and deliver transaction-specific quotes to prospects via email and discuss them over the phone. Confirm receipt of quotes via email or phone conversation
  • Document and send all quotes to the borrower in writing via email or SMS. The criteria the quote is based on must be clearly visible when sending a quote to a borrower
  • The originator will be required to complete mandatory requirements of renewal of originator licenses (i.e. continued education, updating NMLS filing, promptly communicating, and providing any information/documentation requested via NMLS or any regulatory agency)

CRM/LOS Management

  • Keep all assigned leads up to date in real-time in Customer Relationship Management (CRM) and Loan Origination Software (LOS) with specific information including status, transaction type (refinance/purchase), all relevant data entry fields, detailed relationship-building notes on all communications/interactions, updated contact activity, etc.
  • Review the loan application once completed and confirm the final quote with the borrower to move the application forward
  • Promptly respond to all communications directly from the borrower or from third parties (realtor, escrow, etc.)
  • Maintain communication with the borrower through completion of the loan application, transmittal of all requested financial documents, an initial review of application/documentation by the Loan Coordinator, and the completion of the disclosure process
  • Originator acknowledges that information within Loan Origination Software (LOS) will be the primary data source for commissions/payroll, sales contests, call quotas, and metrics of performance

Communication to Borrowers and Engagement with Team

  • Educate prospects on Long Beach Home Loan's business model, the benefits of working with an independent mortgage broker (speed, service, affordability), company’s track record for delivering a high-quality borrower experience - reinforced by online borrower reviews
  • Provide continuous and timely feedback to operations (Loan Coordinator, Loan Opener, Loan Analyst, and Processor) regarding any change in status to any pending applications or loans in process
  • The originator will be required to attend all sales meetings and all company training that relate to compliance policies and procedures

Qualifications
  • A valid Real Estate License is required for this job
  • Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies
  • Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred
  • Banking, business, real estate, or related Bachelor’s degree required
  • Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit

  • Excellent phone skills required
  • DRE license highly preferred

Compensation
$100,000 - $250,000 yearly
About Long Beach Home Loan

Long Beach Home Loan is a full service residential mortgage brokerage, with a focus on direct-to-consumer business. We currently serve CA, with an expansion to 4+ other states underway. We work with the top lenders in the nation to provide 5-star service and value to our clients.

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