Mortgage Compliance Director
Atlantic Home Mortgage
Alpharetta, GA US
Posted ago
Atlantic Home Mortgage

The Mortgage Compliance Director is responsible for providing the knowledge and expertise in Compliance-related items specific to the mortgage business process. Functions as a liaison between department staff, development teams, and corporate training to ensure content and communication for projects are complete and accurate. Serves as a proxy for the Compliance department for project requests and prioritization. Provides business knowledge and analytical skills to assist in solving problems, improving processes, and refining requirements. Point of contact for all compliance items regarding federal, state, and local licensing and CE requirements.

Responsibilities

  • Oversee, manage, update and maintain the company's compliance management procedures, testing, and overall protocols
  • Review and evaluate AHM's compliance processes and procedures in an independent manner, collaborating with senior management and driving change
  • Interact with state mortgage regulators, agencies, vendors, employees, and internal departments as needed to fulfill requests and obligations
  • Provide leadership, direction, and integration of compliance activities to fulfill the needs of the AHM and ensure adherence to applicable state and federal regulations
  • Provide assistance, leadership, and guidance on strategic compliance monitoring systems and initiatives to applicable team members
  • Participate and lead AHM's strategic compliance planning process, including short- and long-term strategic plan development, review, approval, implementation, and evaluation
  • Provide expert guidance, collaboration, and support to the implementation process for key compliance strategies, initiatives, and action plans
  • Draft policies and procedures to address federal and state regulatory requirements and how Atlantic Home Mortgage complies with applicable laws and policies
  • Survey required regulatory filings, including the quarterly and annual Mortgage Call Reports, state reports, and financial statements, with the assistance of AHM Senior Management
  • Manage and coordinate regulatory examinations, including exam scheduling, preparation, and information procurement for examiners
  • Participate and collaborate in the development of compliance education and training programs for corporate and production field team members
  • Oversee company-wide mortgage compliance reviews with all federal, state, and local agencies
  • Support the Licensing of the Company, Branch Offices, and Individuals and the Roll-Out of New States as well as monitor NMLS requirements for corporate, branch, and loan officer requirements
  • Monitor third-party vendor systems to ensure compliance requirements are continually met
  • Resolve any Consumer Complaints, including coordinating responses with the appropriate parties within AHM, and identify compliance issues to address

Qualifications

  • Minimum of 5 years of increasing responsibility with significant oversight responsibility within a mortgage compliance or quality control department of a financial institution or mortgage company
  • Familiarity with federal, state, and local licensing requirements from a corporate and branch level
  • Recent mortgage compliance experience within the last 2-3 years operating in a mortgage production environment
  • Must have hands-on working knowledge of Dodd/Frank, RESPA, TILA, Regulations X and Z, FCRA, Fair Lending, and other federal and state regulatory requirements
  • Familiarity with the requirements of FNMA, FHLMC, GNMA, FHA, and VA program requirements
  • Excellent judgment, critical thinking and communication skills to ensure Atlantic Home Mortgage is effectively adhering to established regulations and guidelines
  • Demonstrated ability to develop institutional policies and procedures
  • Demonstrated ability to train staff on compliance issues and requirements
  • Advanced knowledge and understanding of investigation, negotiation, mediation, and complaint resolution process
  • CRCM or relative designation preferred

Compensation
$125,000 - $150,000 Yearly DOE
About Atlantic Home Mortgage

Atlantic Home Mortgage is one of the fastest-growing companies in America. We are on a mission to make the mortgage process simpler, better, faster, and easier than anywhere else. We have a strong set of core values and work tirelessly to provide our clients with the best possible experience. If you are looking for a challenging yet rewarding opportunity with a leader in the mortgage industry, look no further!


Benefits:

  • 401(k)
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance

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