Loan Underwriter
Efinity Mortgage
Dallas, TX US
Posted ago
Efinity Mortgage
We are looking for a detail-oriented mortgage underwriter to grow with our team! You’ll be responsible for analyzing and verifying real estate loan applications while evaluating risks and making loan decisions. The ideal applicant has a thorough understanding of the latest industry trends and is able to organize and prioritize their tasks efficiently and effectively. Job seekers who feel they’re a great fit for the role are highly encouraged to apply.
Responsibilities
  • Research applicant’s employment and financial history to help determine the accuracy of application and documents
  • Make sure that after information is collected that it is correct, compliance standards are met, and it is in alignment with company policies
  • Examine all documents and mortgage loan applications verifying that all necessary information is included for approval
  • Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
  • Request additional information as needed on all documents to help determine loan risk

  • Ability to Underwrite 50+ units per month while maintaining quality standards
  • Resolve difficult or challenging problems by identifying potential solutions and clearly communicating with relevant personnel
  • Maintain a pipeline of new submissions and re-submissions within required turn-times and handle priority rushes as needed

Qualifications
  • Bachelor’s degree in business, finance, or a related field
  • Strong decision-making and communication skills
  • Understanding of home loans and residential mortgages such as FHA, VA, conventional, and USDA, and loan products
  • Knowledgeable in automated underwriting systems and Microsoft office

  • At least 3-years underwriting of Conventional loans
  • DE/SAR certifications preferred (not required)
  • Ability to work independently with minimal supervision

Compensation
$75,000
About Efinity Mortgage

Our Mission: Change the Mortgage industry by embracing Total Transparency in everything we do so that our employees and customers can enjoy the best experience and value possible.

Our Values:

  • Live life's passions
  • Integrity in everything we do
  • Pioneer meaningful innovations
  • Facilitate the perfect process
  • Win together long-term
  • Total Transparency

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