Loan Officer
LENDSPIRE
Chattanooga, TN US
Posted ago
LENDSPIRE
Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.
Responsibilities
  • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals
  • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
  • Maintain an active rolling pipeline of funding per our guidelines
  • Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
  • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines

  • Take inbound calls at a high volume to existing or potential homeowners who have shown interest in either refinancing or purchasing a home
  • Directly responsible for converting the company provided leads to funded mortgage loans
  • Telephone and online origination of mortgage loans through the internet, direct mail campaigns, referrals, and/or other marketing campaigns
  •  Provide superior customer service skills by responding to company-provided leads in an effective and timely manner
  • Structure and present multiple loan scenarios
  • Engage with consumers, determine their needs and offer the appropriate mortgage products
  • Assist processing team in obtaining necessary information to close loans in a compliant and timely manner
  •  Meet individual monthly sales goals
  • Stay informed of developing trends in the mortgage industry

Qualifications
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies
  • Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
  • Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required
  • Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred
  • 3-5 years of real estate, mortgage origination, or lending experience required

  • Recent origination experience in the residential mortgage industry required – NMLS Licensing
  • Experience with LOS systems, encompass experience is a plus
  • Experience with CRM’s
  • Understanding of Conventional (Fannie / Freddie) and FHA / VA guidelines
  • Knowledge of automated underwriting systems DU and LP
  • Strong telephone sales and communication skills
  • Demonstrated ability to connect quickly with people in an outgoing, friendly manner
  • Must possess the ability to work efficiently and accurately
  • Proven success in a fast-paced environment
  • Must be detail-oriented and demonstrate careful decision-making skills
  • Will need to work independently with minimal supervision
  • Basic computer skills
  • Ability to pass a background check for state licensing
  • Excellent verbal and written communication skills, detail-oriented, dedicated with good follow-up skills, good listening skills, and problem-solving abilities
  • Ability to work in a team environment and become a phenomenal team member
  • Ambitious
  • Ability to adapt to a changing environment
  • Strong customer service aptitude and ability to adapt/respond to different personality types
  • Ability to multi-task daily while maintaining high-performance standards
  • Strong time management skills

Compensation
$125,000 - $250,000
About LENDSPIRE

LENDSPIRE is a local Chattanooga based mortgage company that leverages technology to provide the most efficient, seamless, and cost-effective mortgage process for the consumer.

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