Home Loan Processor
Locke Your Loan
Riverside, CA US
Posted ago
Locke Your Loan
We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for a lucrative position that will help you reach your financial goals, we’d love to talk with you!
  • Assure that loan files meet banking and regulatory guidelines and policies
  • Determine the best loan option for the borrower through interviewing and discussion
  • Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
  • Input detailed loan process documentation in our system - from origination to close
  • Prepare and submit detailed loan packages to the lender underwriting department for approval or denial

  • Work with the borrower to gather financial documentation such as credit reports, income, and asset documents
  • Verify loan is complete with checklist and accompanying disclosures, documents, needs list, anticipated or confirmed program, etc.
  • Work directly with the borrower to obtain any additional items needed to complete the loan
  • Order and receive VODs, VOEs, property profiles, tax certs, and title as appropriate
  • Put together loan packages and submit to the underwriter
  • Pipeline Management – update and track information with current and up to date information. Must track all items ordered, received, and or still incomplete
  • Place detailed comments in the conversation log every time a file is handled

  • Minimum of 2+ years loan processing experience required
  • Must have excellent written and verbal communication skills
  • Must possess exceptional attention to detail, as well as strong analytical and time management skills
  • High school diploma or GED required - Associate’s degree in accounting, finance, or business preferred
  • FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required

  • The Loan Processor must have a working knowledge of FHA/VA /Conventional/Jumbo/USDA/203k and DPA program guidelines
  • Thorough understanding of automated underwriting engines
  • Special care to review cash, income, credit, and property issues must be taken
  • Strong analytical and time management skills as well as the ability to organize, prioritize, and perform multiple tasks simultaneously

$19 - $31 hourly DOE
About Locke Your Loan

At Locke Your Loan, our clients are our passion. My team and I have over 25 years of experience in the mortgage world and I started Locke Your Loan in 2017. The company is a full-service broker that provides more than just loan options — we meet all of our client's needs, are available every step of the process, and go the extra mile to ensure our clients are placed in a house that they can call home. We provide a full client experience, a wide variety of home financing, refinancing, low fees, and the best rates possible at the time of application. We set meaningful, aggressive goals that we pursue EVERY day. My team and I accomplish those goals by foreseeing and overcoming obstacles and finding a way to WIN on their behalf.

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