The Mortgage Underwriter position is responsible for underwriting Conventional, FHA, USDA and VA loans following established Company, agency and investor guidelines. The Underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and Company guidelines to ensure salability with minimal loss. Individuals in this role are required to keep current with regulatory and market changes.
The underwriter will be service-focused with superior time-management and communication skills, have the ability to multi-task and possess a keen attention to detail. Underwriters at ALCOVA are the gatekeepers to our success. We pride ourselves on turn-time, efficiency, and providing the best borrower experience possible. The Mortgage Underwriter must conduct business with integrity and in a highly ethical manner.
DUTIES AND RESPONSIBILITIES
EDUCATION, EXPERIENCE, LICENSURE, AND COMPETENCIES
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
In 2003, the trio joined together to establish a mortgage company—ALCOVA—an acronym for Alleghany County, VA, in honor of their roots.
In 2012, ALCOVA Mortgage made its debut on the Inc. 5000 list of fastest-growing private companies in the United States and has been recognized every year since. The company’s phenomenal growth of 96% in three years propelled it into the league of such legendary businesses that gained notoriety on the prestigious list as Dell, Microsoft, LinkedIn, Pandora, Timberland, Zillow, Yelp, and Domino’s Pizza.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.