The Bank of England Mortgage is an established FDIC insured mortgage company specializing in FHA, Conventional, VA, USDA and Down Payment Assistance residential mortgage lending. We offer in house underwriting for all loan products down to a 640 credit score, correspondent lending from 639-600 credit score and the ability to broker loans with credit scores between 599-580. In house underwriting turn times are currently 24 hours. We can also do loans in all 50 states with no yearly continuing education. We pride ourselves on the customer service and knowledge that goes along with being an FDIC insured bank with turn times and personalized underwriting of much smaller banks.